(This article is the fourth in a series. Click here for part one and part two and part three.) (12) Only national health care can provide "coverage that will stay with you whether you move, change your job or lose your job" -- as Obama said in a New York Times op-ed.
This is obviously a matter of great importance to all Americans, because, with Obama's economic policies, none of us may have jobs by year's end.
The only reason you can't keep -- or often obtain -- health insurance if you move or lose your job now is because of ... government intrusion into the free market.
You will notice that if you move or lose your job, you can obtain car and home insurance, hairdressers, baby sitters, dog walkers, computer technicians, cars, houses, food and every other product and service not heavily regulated by the government. (Although it does become a bit harder to obtain free office supplies.)
Federal tax incentives have created a world in which the vast majority of people get health insurance through their employers. Then to really screw ordinary Americans, the tax code actually punishes people who don't get their health insurance through an employer by denying individuals the tax deduction for health insurance that their employers get.
Meanwhile, state governments must approve the insurers allowed to operate in their states, while mandating a list of services -- i.e. every "medical" service with a powerful lobby -- which is why Joe and Ruth Zelinsky, both 88, of Paterson, N.J., are both covered in case either one of them ever needs a boob job.
If Democrats really wanted people to be able to purchase health insurance when they move or lose a job as easily as they purchase car insurance and home insurance (or haircuts, dog walkers, cars, food, computers), they could do it in a one-page bill lifting the government controls and allowing interstate commerce in health insurance. This is known as "allowing the free market to operate."
Plus, think of all the paper a one-page bill would save! Don't Democrats care about saving the planet anymore? Go green!
(13) The "public option" trigger is something other than a national takeover of health care.
Why does the government get to decide when the "trigger" has been met, allowing it to do something terrible to us? Either the government is better at providing goods and services or the free market is -- and I believe the historical record is clear on that. Why do liberals get to avoid having that argument simply by invoking "triggers"?
Why not have a "trigger" allowing people to buy medical insurance on the free market when a trigger is met, such as consumers deciding their health insurance is too expensive? Or how about a trigger allowing us to buy health insurance from Utah-based insurers -- but only when triggered by our own states requiring all insurance companies to cover marriage counseling, drug rehab and shrinks?
Continued... |