3) Mr. President, you say your administration will not torture. You've directed our military to apply the Army Field Manual, which relies on 19 psychological methods of interrogation and excludes waterboarding. Yet you are setting up an interagency panel to decide whether to use interrogation methods not included in the Army Field Manual. Aren't you having it both ways -- saying you won't torture or use enhanced interrogation techniques, while retaining the option to do so?

4) As a candidate, you called raising taxes a matter of "neighborliness." Your Vice President called paying taxes a matter of "patriotism." Yet your secretary of Treasury, Timothy Geithner, who oversees the IRS, failed to pay some taxes. The International Monetary Fund, where he worked, informed him in writing of his obligation to pay payroll taxes and increased his compensation to offset the payment. He accepted the compensation but failed to pay taxes. Can the head of the department that runs the IRS credibly expect others to pay their taxes, when he failed to pay his own?

5) In one of your first acts as President, you signed an executive order that many call the toughest-ever ethical guidelines. It bans former lobbyists joining your administration from being involved with any matters or agencies that might be related to their former lobbying efforts. It also prohibits anyone from working in an agency he or she lobbied during the past two years. Given that, please comment on why you have granted a dozen personnel waivers to your own ethical guidelines.

6) The respected nonpartisan Congressional Budget Office studies the effects of the various proposed stimulus plans. The Washington Times said, "CBO, the official scorekeepers for legislation, said the House and Senate bills will help in the short term but result in so much government debt that within a few years they would crowd out private investment, actually leading to a lower Gross Domestic Product over the next 10 years than if the government had done nothing." Your comment?

7) Tonight you blamed the economic crisis on the "failed theories of the last eight years," yet tonight you also criticized homeowners who put little or nothing down and purchase homes without the ability to pay their mortgages if "something goes wrong." Sir, which is it?

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