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Monday, August 10, 2009
Allen Hunt :: Townhall.com Columnist
There Is No Health Care Crisis
by Allen Hunt
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Will the Dems' health care Christmas Present to America be an improvement or detriment to our health care system?


My daughter passed out at church. Seriously! It was strange and scary at the same time. She and I went to early morning mass together before dawn. We were kneeling beside each other in prayer when I heard a “BOOM!” Figuring someone had dropped a book, I opened my eyes to see my 19-year old lying like a potato sack on the floor with her eyes rolled back into her head. She was unresponsive.

Of course, I panicked. I didn't know what to do. Fortunately, a doctor was seated nearby and came over. As he began to examine her, she returned to consciousness. We eventually walked outside where a caring friend had called a medic. The ambulance arrived, and two competent medics examined my daughter with careful detail. Good news: dehydration was the culprit, and the problem could be easily solved. Crisis averted.

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At no time was I asked for proof of health insurance. At no time was I asked for payment. I am sure there will be plenty of time for that later. We received timely emergency care on demand.

A “crisis” would have occurred if my daughter had passed out and there were no medics to call. In much of the world, that is a reality, and it is a true crisis. A “crisis” would have occurred if my daughter had fallen, and the medics had refused to treat her until I could demonstrate 100% ability to pay. Neither of these scenarios occurred because we live in America. Health care is abundant and available in emergency situations. Moreover, our quality of care is the envy of the world. There is no “crisis,” and the use of that term only serves to inflame passions and urge quick action on an issue that is hardly monolithic, and hardly solvable with a purely political remedy.

Unfortunately, by using the phrase “crisis” so often, our politicians risk creating a crisis rather than solving one. The dictionary defines a “crisis” in a helpful way. A crisis is “a stage in a sequence of events at which the trend of all future events, esp. for better or for worse, is determined; turning point.” It is hard to argue that “all future events” will be made better or worse if we choose to do nothing right now or we decide to take time to address meaningfully the multiple problems we face. This moment is not a “turning point,” unless of course we choose to act too quickly and without much thought, at which point we will have actually created a crisis for the worse.

In America, we have no health care “crisis.” We do have several health care “problems,” like accessibility, affordability, and inefficiency. However, we have no “crisis.” Word choice matters. “Crisis” implies that something must be done now. “Problems” recognizes that we face challenges and should proceed thoughtfully.

To be sure, our health care system faces problems. We should not lose sight of the fact that there are multiple problems. Unfortunately, our politicians like to make the solution seem easier than it actually is. Multiple problems are rarely solved by a single solution.

We have an aging population and most medical expenditures occur in the last few months of life. We have an obese population, putting great strain on resources because of obesity's propensity for leading to multiple health issues, all requiring care. We have an inefficiency issue due to the removal of the free market purchasing function and product selection from the actual consumer (the patient) in the medical transaction and the governmental dilution of the free market's pricing role in supply and demand. We have an inequity problem where some health insurance firms have not acted in good faith. We have an accessibility problem, where the poor often face significant obstacles in obtaining the quality and regularity of care that they deserve and desire. Continued...

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About The Author
Allen Hunt is the host of the natioanlly syndicated talk radio program, the Allen Hunt show.
 
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If Figures Don't Lie-
Do Liars Figure?? I find it preposterous that anyone can say with a straight face that "a few Thousand Dollars Medical Bankrupted me"..I'm not a rich man (I've asked for a definition of "Middle Class" many times on this thread) and I've had to pay outstanding Medical Costs to Drs, Hospitals, etc more than a few times..But by paying what I could afford I always satisfied my debts. Now I suspect that if I had been deeply in debt for cars, Credit Cards, etc it might have been impossible..
Point is, I have always lived within *My Means* and I have taught my 3 children to do likewise..Not all of them do so, but that is NOT MY Problem, nor is it Yours!! And I resent anyone trying to make me responsible for their problems.. "Poor Me"?? That has never been a part of my vocabulary!!

Explanation
If you had had no insurance, your daughter would have been treated anyway because the law requires the hospital to treat her. How would they have covered their cost? Simple: they would have sent the bill to me, and to every other insured patient. They inflate their costs to numbers that would make you faint. Our BCBS was just billed for $8000 worth of diagnostic tests preceding my husband's surgery; the bills for the surgery, operating room, recovery room, anesthetic, anesthesiologist, Surgical Intensive Care Unit, advanced level nursing care, and every inch of plastic tubing have not yet been processed. BCBS will cover all, and will increase my premium next year.

Why should I pay for the hospital care of an uninsured Libertarian who prefers to spend his money at the racetrack? I thought you conservatives believed in self-reliance and didn't like blood-sucking low-life dependent moochers.

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