Terry Paulson

S&P downgrading our debt rating to AA+ and Wall Street tumbling ought to let you know that we have a debt problem in Washington, but let’s bring that problem home!

Dave Ramsey makes the current debt situation simple: "If the US Government was a family, they would be making $58,000 a year; they spend $75,000 a year and are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand."

But numbers can’t do justice with the kind of conversation a free-spending husband and an angry, budget-minded wife might have behind closed doors!

“You owe what?!”

“It’s just credit card debt, Honey! We don’t have to pay it all now.”

“Don’t you Honey me! Did I hear you right? We owe $327,000.”

“Those aren’t all my debts!”

“Oh sure, I bought things when we HAD money, but you’re the one who kept your foot on the spending accelerator when we should have slammed on the brakes! We make $58,000 and spend $75,000. With what we owe, we’re barely paying for the interest on our debt!”

“We’ll be OK. I’m going to get a better job.”

“Do you really think putting a bigger salary in your pocket when you got an even bigger hole in the corner will help?"

“President Obama says the recovery is coming back. There’ll be more jobs.”

“The next time you vote for a Democrat for President, will you please do a background check? He may share your philosophy, but no one can spend his way to prosperity and get someone else to pay the bill.”

“The rich don’t pay their fair share. Until I get back in the right job, the government needs to help those like us who have needs.”

“Those who want politicians to take from the rich so they don’t have to pay their own bills are the same ones who buy lottery tickets to become one and elect Democrats in case they don’t.”

“Democrats care.”

“That’s not caring! If people you care about are on the Titanic and the Titanic is sinking because of the weight of the load, the last thing you want to do is to try and get more passengers on board.”

“He’s won’t let the middle class fail.”

“Dear, in Obama’s book, you’re NOT big enough to be ‘too big to fail!’ His hope and change have been a dead-end for our economy. I can’t believe you’re still supporting the Captain who rammed us full-speed into the iceberg.”

“It’s the Tea Party’s fault.”

Terry Paulson

Terry Paulson, PhD is a psychologist, award-winning professional speaker, author of The Optimism Advantage: 50 Simple Truths to Transform Your Attitudes and Actions into Results, and long-time columnist for the Ventura County Star.

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