Congressional Democrats, after all their faux wrangling, open bribery and bully tactics, are poised to reach agreement on a massive makeover of the American health system. This makeover will bankrupt the insurance companies, raise premiums, and eventually lead to the full nationalization of health care.
That's what it is intended to do. By forcing insurance companies to cover pre-existing conditions, the Democrats destroy all profit margin for the insurers, expecting that the healthy insured will pay for the unhealthy insured. To prevent the healthy insured from opting out of the system, the Democrats levy the threat of fines and jail time. And when the insurers go under, as they surely will, the Democrats will be waiting.
As Sen. Tom Harkin (D-Iowa) explained the morning after the Senate bill passed, "What we're building here is not a mansion, it's a starter home … it has room for expansion and additions in the future. If we don't start the starter home, we'll never get there. So this is not the end of health care reform, this is the beginning of health care reform."
And yet all hope is not yet lost. The vast majority of Americans who do not wish to pay higher taxes in order to create medical DMVs can still do something. If this is the beginning of the full-scale implementation of socialized health care, we must stop it in its tracks. Here is a basic, three-step plan for putting an end to the Democrats' sickening "beginning":
1. Encourage doctors to stop accepting both health insurance and Medicare. The Democrats' planned system only works if doctors continue to live off the health insurance and Medicare dole. Good doctors can work outside the system and do better than they would inside it, while providing the quality care Americans deserve. Their profit margins won't be set by the government, and they will be able to charge variable rates for different services and different patients. This is as it should be.
There is no reason that doctors should be charging hundreds of dollars for a 15-minute checkup; doctors only charge outrageous amounts because they know that the heavily regulated health insurers will cover those losses by raising premiums on the healthy. If massive numbers of people operate on a cash-in-hand, pay-by-appointment basis, doctors can make money while providing care at less cost. Competition will lower costs, even for catastrophic care. You'll be paying $25 for a 15-minute checkup, just as your grandparents did before the advent of employer-provided insurance.