Opinion

It’s The ‘Little Things’ Too

|
Posted: Sep 24, 2020 12:01 AM
The opinions expressed by columnists are their own and do not necessarily represent the views of Townhall.com.
It’s The ‘Little Things’ Too

Source: Leisa Thompson/The Ann Arbor News via AP, File

I know, I know – the only things that matter right now are the election and filling the vacancy on the Supreme Court left by the death of Associate Justice Ruth Bader Ginsburg. Certainly nothing matters more, but other things matter and the public can’t afford to take its eyes off all of them. The fight against Democrats is a multi-front battle, and every front must be minded and tended, always.

Sometimes fronts that were everything a minute ago fade into oblivion because of the hysteria created to manipulate the public. We need to remember to stay focused amid the distractions.  

Remember the post office? It was “THE MOST IMPORTANT THING EVER!!!” just a few weeks ago, now you never hear about it. Democrats scrambled to come back to Washington to vote on a bailout in order to “save our democracy” from the evil President Trump. It went nowhere in the Senate and Democrats are no longer holding breathless hearings on it. Late-night comics have stopped praising this tax dollar black hole and cable news panels have ceased clutching their pearls over the prospect of the election being “stolen” by stamps. What happened?

Democrats put on their show, knowing it was garbage, it served its purpose and they’ve moved on; it also helps that they had activist state courts change voting laws in states like Pennsylvania and Michigan to make fraud more likely. Postmarks are no longer necessary, deadlines have been arbitrarily extended, and anyone can “collect” ballots on behalf of non-family members. The election runs risk of being stolen in mail, alright, but it’s by Democrats so it doesn’t matter.

Meanwhile, the president orders an end to the racist indoctrination of federal employees, couched under the banner of “inclusion,” called critical race theory. Why the federal government was shoveling money to a bunch of leftists to come in and call everyone a racist while holding segregated events is something that not a single liberal journalist bothered to find curious enough to investigate.

That the Centers for Disease Control and Prevention (CDC) was plowing ahead with their seminar anyway, defying the president’s executive order was also of no concern to the media. The liberal establishment media reported breathlessly about the order, but they largely ignored its defiance by the CDC. Does the president secretly work for the CDC and not the other way around?

It was eventually cancelled, after the Director of the Office of Management and Budget got personally involved. Shouldn’t open insubordination be news? Nope, not when it’s in service to the liberal agenda.

Another tentacle of the government, the Orwellian Consumer Financial Protection Bureau, is attempting to sue its way to possibly creating for itself the power to undermine all private sector loans. Sounds dramatic, doesn’t it? It’s true.

A friend of mine, former congressman and long-ago colleague when we were at the Heritage Foundation together, Ernest Istook, wrote this week about how the CFPB is suing debt collectors to change the terms of student loans they’ve purchased that went delinquent. As a student debtor (still) myself, and someone who would not have been able to attend college without them, this is an issue I follow.

Istook writes of how the CFPB’s actions could threaten the entire private student loan industry. How? The “secondary market is the key to making loans available, not only for students but also for home and car buyers, for consumer goods, and for credit cards that make everyday transactions work smoothly. Purchasing loans from original lenders expands the availability of credit.”

In English, lenders lend money, then sell those loans to others for a profit less than they would get should the entire term of the loan pass and be paid off on time, but a profit nonetheless. This frees up more money for primary lenders to lend out to more people. If the primary lenders can’t sell their loans, they’ll have less money to lend, and fewer people get loans. If the terms of those loans, which we borrowers agreed to, can be changed to make them unfavorable to hold (as the CFBP is trying to impose), then who’s going to buy them? If they aren’t bought, the primary lenders have less to lend. The whole system could tailspin and leave the federal government in the game of student loans.

The whole thing is a mess, an unnecessary one. This can only happen in a government so big one tentacle has no idea what the other tentacles are doing.

All of these things, and many, many more, are happening simultaneously. None are as romantic or headline-grabbing as the election or the Supreme Court fight, but they’re all important in their own way. Conservatives have to guard against attempts to knock down whole sections of the walls guarding liberty, but they also need to fight against the attempts to chip away pieces too. Each piece lost, big or small, is unlikely to be recaptured once gone.

Derek Hunter is the host of a free daily podcast (subscribe!), host of a daily radio show on WCBM in Maryland, and author of the book, Outrage, INC., which exposes how liberals use fear and hatred to manipulate the masses. Follow him on Twitter at @DerekAHunter.