Of course, there is still racism in America. At ABC News we've aired hidden-camera video showing sales clerks spying on black customers, cab drivers passing blacks to pick up whites and employers favoring white-sounding names.

Steele says those are minor problems.

"The fact is," he adds, "we got a raw deal in America. We got a much better deal now. But we can't access it unless we take ... responsibility for getting there ourselves."

He makes good points. White privilege does still exist, but Barack Obama's success is more evidence that it's not the whole story. There are plenty of people in America who want to vote for someone because he is black. Or female.

It's not politically correct to say that. Hillary Clinton supporter Geraldine Ferraro said she wouldn't have been nominated for vice president in 1984 were she not a woman and that Obama would not have been doing so well were he not black. "Could I have said ... his experience is what puts him there? No. Could I say because his stand on issues have distinguished him? No ... If Obama were a white man, he would not be in this position. ... He happens to be very lucky to be who he is. And the country is caught up in the concept."

For saying that, she was repeatedly called racist. The heat got so intense, Ferraro had to resign from Clinton's finance committee, and Clinton disavowed her remarks.

There is black privilege -- and white privilege. It's time to stop complaining about past discrimination and to treat people as individuals, not as members of a certain race.