To pay for government-run medicine, new taxes must be initiated to finance this expensive form of medical care. All of these new taxes will hit everyone hard, but they will be especially harmful to the elderly and lower-income folks that Obama says he cares so much about.

Obama would raise taxes on capital gains. He proposes a 28-plus percent tax on all home sale profits. This policy affects all homeowners but will adversely affect the elderly who are counting on the sale of their homes to fund their retirement or the move into a senior or assisted living/nursing home. Maybe you want to downsize to save on all of the utility bills that Obama wants to tax, but he will get your money one way or another with his Catch-22. He wants new government taxes on homes that are more than 2,400 square feet. So you can keep your 2,401 square foot house and be taxed more, or sell it and pay 28% taxes on your profit.

McCain does not want to return the inheritance tax Bush repealed, but Obama wants to. Obama likes to paint inheritance taxes as something that only the "rich" pay. But many families have lost homes, businesses, farms and ranches because their loved ones couldn't afford the inheritance tax required in order to keep them. Most are not "wealthy" Americans, but people trying to continue their livelihoods (in a business or farming) or pass on a home to family members instead of having it go to the government.

With inflation rising, more and more Americans are putting their money into investments such as the stock market, mutual funds or an IRA, in preparation for retirement instead of savings accounts at banks. Obama plans to increase the dividend tax to 39.6 percent from the 15 percent which McCain wants to keep. Anything that reinvests or pays dividends, including bank accounts, will be taxed at more than twice the present rate. How's that an incentive for American's to save money?

Obama echo's Bill Clinton's campaign rhetoric from 1992 calling for a middle-class tax cut, but if memories were not so short, Americans would recall that the middle-class tax cut was the first policy reversal of the Clinton presidency.

So as you decide for whom you will vote, look beyond the slick image of Barack Obama that David Axelrod wants you to see. Instead, consider some of the specific public policies Obama proposes that will change your life.