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Friday, May 15, 2009
David Limbaugh :: Townhall.com Columnist
Next on the Statists' Menu: Healthcare
by David Limbaugh
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Since Bill Clinton's 1992 presidential campaign, proponents of socialized medicine have bombarded us with nonstop demagoguery about the 40 million-plus uninsured to create a crisis mentality sufficient to catalyze sweeping "reforms." Their efforts didn't stand much of a chance until the advent of the pseudocrisis-exploiting administration of President Barack Obama, which never met a "crisis" it couldn't leverage.

The number of uninsured people is grossly misleading. Just because you are uninsured doesn't mean you have no access to medical care. And just because you are insured under universal systems doesn't mean you will receive care.

If you don't think the administration is parlaying the crisis angle, then you must have missed the feigned urgency in Obama's declarations that "reform" must be completed this year.

Obama wasn't kidding when he promised fundamental change. With him, many big things must happen, and they must happen yesterday, for he knows he has a finite window of time available to effectuate his mischief before people finally awaken to the horrors of the Obama hurricane.

What about this 47 million uninsured figure we've heard so much about -- thanks to the Clintons, Michael Moore and armies of George Soros disciples?

With the left, which forever complains about the religious right's moralizing, it's always a moral issue. Hillary Clinton said, "It's really indefensible that we now have more than 45 million uninsured Americans, 9 million of whom are children, and the vast majority of whom are from working families."

But did you know that, according to a U.S. Census Bureau report, more than 10 million of these "uninsured" are not American citizens? That almost 18 million, with annual incomes exceeding $50,000, can afford health insurance but choose not to buy it? That more than half of those 18 million people make more than $75,000? That about 19 million of the uninsured are between 18 and 34 years old and may not consider coverage a pressing priority? That almost half the uninsured only remain without insurance for an average of four months? Without question, these figures overlap, but it's safe to say that the left's alleged number of truly uninsured is enormously overstated and distorted.

There is also a significant difference between being uninsured and having no access to health care. The law mandates emergency room care, even for those unable to afford it.

None of this matters to Obama and congressional Democrats, who are ideologically hellbent on socializing medicine. Their current health care plan would mandate coverage for everyone and would include federal aid to help families earning up to $88,000 a year pay for insurance.

$88,000? Tell me this isn't about redistributing income more than helping the poor who genuinely can't afford insurance. Continued...

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About The Author
David Limbaugh, brother of radio talk-show host Rush Limbaugh, is an expert in law and politics and author of Bankrupt: The Intellectual and Moral Bankruptcy of Today's Democratic Party.
 
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Lilly...
This thread is done and I doubt you will read this. But you left for me an unanswered question. I would never say you don't need health insurance. That is exactly the rare but statisdtically significant kind of occurence that catastrophic insurance is best at handling. Since the insurance only covers rare but costly events, it spreads the risk. Everybopdy pays a small premium for risk protection and those who have the misfortune of facing some catastrophic expense will be covered. None of us know which will be the one who faces the disaster, only that some of us will. Prudence demands that unless we are prepared to face a financial disaster with our own accumulated wealth, then we should protect ourselves by obtaining insurance.

If everybody faced the catastrophic expense, then it wouldn't be insurance, it would be pre-paid medical care. But even if we all face an inevitability at some unknown time in the future, insurance might make sense. That is what life insurance represents. Life insurance is paid by premiums based on average life expectancy. If you die early, you are not better off, but your beneficiaries get the benefit which you underpaid. If if live longer, it is the other way around. The only reason life insurance is as inexpensive as it is, is because the premiums can be invested and earn some rate of return, since on average, insureds die some point further out in the future.

Groundhog Day
Are we going to continue to let them destroy our nation without a fight?
YES WE ARE
Worse still, is that innovation of procedures and drugs will cease so that, going forward, healthcare will be frozen in time with only the strategies that we have today to combat the maladies of tomorrow.
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