Obamacare is hurting people. A lot of people -- and not just the ones who are wasting all day trying and failing to sign up for the dysfunctional 600 million dollar website. Millions of Americans are losing their insurance, losing their doctors, and taking huge hits to their wallets because of Obamacare. Here are some of their stories...
1) Man with leukemia loses his health insurance: Michael Cerpok is a high school drop-out, one of six kids born to a school teacher, and doesn't come from a wealthy family. He has run two businesses for more than 25 years and says he may have to do more to literally stay alive.
"I've worked hard because I've had to, and I've had to, because cancer runs in my family, says Cerpok, who picked his current health insurance based on that family history. His monthly premium is just about half of his monthly take-home pay.
Back in 2006, he found out he had an incurable form of leukemia that requires ongoing treatment until he dies.
In 2012, his treatment bill was more than $350,000. But because of his insurance, his out-of-pocket was only $4,500.
That is about to change because Michael just got a letter from his insurance carrier saying as of January 1, he would be dropped from coverage because of new regulations under Obamacare. His doctor at the Mayo Clinic may be gone as well.
"Now it doesn't mean I can't go see my current doctor, but my $4,500 out-of-pocket, is going to turn into a minimum of $26,000 out-of-pocket to see the doctor that I've been seeing the last seven years," he said.
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2) I was laughing at Boehner until the mail came: Cindy Vinson and Tom Waschura are big believers in the Affordable Care Act. They vote independent and are proud to say they helped elect and re-elect President Barack Obama.
Yet, like many other Bay Area residents who pay for their own medical insurance, they were floored last week when they opened their bills: Their policies were being replaced with pricier plans that conform to all the requirements of the new health care law.
Vinson, of San Jose, will pay $1,800 more a year for an individual policy, while Waschura, of Portola Valley, will cough up almost $10,000 more for insurance for his family of four.
"I was laughing at Boehner, until the mail came today," Waschura said, referring to House Speaker John Boehner, who is leading the Republican charge to defund Obamacare.
3) Premiums will cost 25% of their after tax income:: Take, for example, Jacqueline Proctor of San Francisco. She and her husband are in their early 60s. They have been paying $7,200 a year for a bare-bones Kaiser Permanente health plan with a $5,000 per person annual deductible. "Kaiser told us the plan does not comply with Obamacare and the substitute will cost more than twice as much," about $15,000 per year, she says.
This new plan, Kaiser's cheapest offering for 2014, would consume about 25 percent of their after-tax income. The new plan still has a $5,000 deductible but provides coverage for things her current policy does not, such as maternity care, healthy child visits and coverage for dependents up to age 26. Proctor has no use for such coverage, since her son is 30.
4) Liberal blogger at the Daily Kos: Hey, Obamacare's doubling my monthly premium: My wife and I just got our updates from Kaiser telling us what our 2014 rates will be. Her monthly has been $168 this year, mine $150. We have a high deductible. We are generally healthy people who don't go to the doctor often. I barely ever go. The insurance is in case of a major catastrophe.
Well, now, because of Obamacare, my wife's rate is gong to $302 per month and mine is jumping to $284.
I am canceling insurance for us and I am not paying any f*cking penalty. What the hell kind of reform is this?
5) ) Obamacare "has raped my future" My name is Ashley Dionne and I'm a 26-year-old recent graduate from Michigan.
...I went back to school and got a second degree and finally found work at a gym. I work nights and only get 32 hours a week for eight dollars an hour. I'm unable to find a second job at this time.
I have asthma, ulcers, and mild cerebral palsy. Obamacare takes my monthly rate from $75 a month for full coverage on my "Young Adult Plan," to $319 a month. After $6,000 in deductibles, of course.
Liberals claimed this law would help the poor. I am the poor, the working poor, and I can't afford to support myself, let alone older generations and people not willing to work at all. This law has raped my future.
It will keep me and kids my age from having a future at all.
This is the real face of Obamacare and it isn't pretty.
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