“When a homeowner’s house is underwater it’s harder to get a credit card or a car loan,” one Moody’s economist says. “There are all sorts of little, pernicious effects that you don’t necessarily think about.” One homeowner the Journal talked to agrees. “I’m sweating. I have a broken car in my driveway I can’t afford to fix,” he says. "I’m hoping they don’t come after me for the money I owe them."
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