FEES VS. FREE: Only 39 percent of non-interest checking accounts are free to all customers, according to a survey by financial data publisher Bankrate.com. That's down from 45 percent last year and 76 percent in 2009.
FED UP: Seventy-two percent of those surveyed said they would consider switching banks if theirs raised its fees on checking accounts.
AVOIDING FEES: Consumers who practice good financial habits can avoid ATM and overdraft fees. And checking account charges can be ducked by getting the fee waived through direct deposit or moving to a bank or credit union that still offers free checking.