The S&P 500 index eked out a tiny gain Monday while traders kept an eye on talks in Europe to cut Greece's debt load and prevent a global financial crisis. Other indexes ended slightly lower.
European stocks and the euro rose after the continent's finance ministers put pressure on banks that hold Greek government bonds to accept new ones that are worth half as much and carry a lower interest rate.
The Dow Jones industrial average fell 11.66 points, or 0.1 percent, to 12,708.82.
The Standard & Poor's 500 index gained 0.62 of a point, or 0.05 percent, to 1,316.
The Nasdaq composite index fell 2.53 points, or 0.09 percent, to 2,784.17.
For the year to date:
The Dow is up 491.26, or 4 percent.
The S&P 500 is up 58.40 points, or 4.6 percent.
The Nasdaq is up 179.02 points, or 6.9 percent.