A health Care Reform Proposal From The Suffolk Co. 9/12 Project

Administrative costs. More plans and options will create more admin. costs. Are there any projections on that cost? Who will regulate and underwrite?
Portability. Many companies are local or regional. What if I move from Texas to Maine? How would we ensure that portability was honored? Portability somewhat solves the pre-existing problem but costs will still reflect the costs of services and the local cost of living. Available equipment is also a factor. How many dialysis machines per capita (example)
Long term lock. Insurance companies will only offer services they can make a profit on. Are long term locks to both the company and the individual’s advantage? What if the insurance companies say no?
Bill 3 Who would administer the saving accounts? Where I work, the money is taken out “pre-tax”. Whatever you don’t spend that year, you lose. Because the cost of figuring out the taxes associated with the untaxed money in the account. I usually by my glasses in Dec. to burn up the unused portion.
Tort reform. Until a doctor’s/providers of any types; records (mis-diagnosis, real mal practice, disciplinary steps taken against him in other states, etc., etc.) are available, hospital’s infection rates, background checks on the employees, all of the information the insurance companies and health care providers have refused to release in the past, tort reform will be difficult. I can’t remember exact numbers but something like 20% of the doctors/hospitals are responsible for 80-85% of the money paid out. You can imagine the outrage of a patients family when he dies from an infection or a bungled surgical procedure in a hospital or by a doctor who has been sanctioned again and again. The people who hired him knew, but they didn’t tell you. Because for any large scale plan to work, I want to know what I’m getting for my money

Health care costs trends are distinct from health insurance premium trends—and insurance coverage, while integrally related isn't the biggest problem. Containing the costs of healthcare is,

CMS expects U.S. health care spending to almost double from roughly $2.2 trillion to $4.3 trillion, while the share of GDP devoted to health in their 10 year projection 2007 to 2017
care is expected to grow from 16.3 percent to 19.3 percent.
If all uninsured people were fully covered, the associated medical spending represents only 5 percent of current national health spending and 0.8 percent of gross domestic product.

In 2006, the United States spent $2.1 trillion, or 16 percent of GDP, on health care, translating to $7,026 per person annually