Personal Finance on Townhall

• Apple Makes McCain Look Like a Fool, er, More Like a Fool Fri May 24
  Ransom Notes Radio
  If Apple’s CEO Tim Cook did one thing, he illustrated the absurdity of our corporate tax code. Chris Edwards, from the Cato Institute, joined John Ransom to talk about the absurdity of corporate taxes and the Senate’s misguided hearing. ... more
• Baby on the Way: Are You Ready for Your New Financial Reality? Thu May 23
  Carrie Schwab Pomerantz
• Dave Says Say No to Mom Wed May 22
  Dave Ramsey
  I really don’t feel this is a job-move issue. I think you guys just need to establish some fair and reasonable emotional distance between yourselves and your family. ... more
• Questionable Tips for Job Hunters Thu May 16
  Bob Goldman
  I was shocked to see that some of the fusty, dusty relics are not blissfully sitting in their Barcaloungers, enjoying can after can of gourmet cat food. Apparently, their Barcaloungers have been repossessed, and they can't afford to buy cat food, so they're looking for tips on how to look for a job ... more
• Dave Says Here Are the Necessities Tue May 7
  Dave Ramsey
  Whether you’re talking about the world today or 50 years ago, necessities haven’t changed. Necessities are still food, shelter, clothing, transportation and utilities. ... more
• Dave Says it Depends on the Kid Fri Apr 26
  Dave Ramsey
  When it came to making these kinds of decisions at our house, we’d take a look at whether the kid was behaving, getting good grades and stuff like that. ... more
• Need to Redirect Your Spending? Let Your Goals Be Your Guide Wed Apr 24
  Carrie Schwab Pomerantz
  Credit card debt is one of the easiest things to build up-and one of the hardest to get out of. To get on the right track, pick a single card (or one each) to use for any future charges and put any others out of reach. ... more
• Dave Says Serious Situations Call for Serious Action Wed Apr 17
  Dave Ramsey
  You’ve got to get your lifestyle down to a manageable level until you’re able to work again. And even then, there’s no reason to raise your lifestyle up to your income. ... more
• Financial 'Aid' After College: What Are a Parent's Responsibilities? Thu Apr 11
  Carrie Schwab Pomerantz
  More and more young adults do end up living at home after college these days, which can be a great interim solution, especially if you establish some guidelines and create a plan for his eventual independence. ... more
• Dave Says Go Cheap on Date Night Tue Apr 9
  Dave Ramsey
  Be creative and make sure you find ways to have “us” time on a regular basis. But you’re right on this one. You can go out and have plenty of fun together without spending a lot of money! ... more
• Helping Aging Parents Financially: Is There Any Way to Lighten the Burden? Sat Apr 6
  Carrie Schwab Pomerantz
  A lot of families don't like to talk about money, but now's the time for an open discussion with your parents about what they have, what they need and changes they may need to make. ... more
• Dave Says Credit Companies Don't Forgive Debt Tue Apr 2
  Dave Ramsey
  Forgiven is forgiven. That means the deal and any obligation is completely wiped out and gone. But chances are, Chase or MasterCard aren’t going to call you up and forgive the debt. ... more
• Family Business: a Loan Is a Loan Wed Mar 27
  Carrie Schwab Pomerantz
  Before I give you some guidance about how to broach this delicate subject with your brother, I want to point out that there are significant practical and tax implications when you lend money to your friends or family. ... more
• Dave Says Set Daughter Up for Serious Money Tue Mar 26
  Dave Ramsey
  You would have to oversee it, of course, and you’d have to file a tax return, but starting something like this when she’s 14 would help set her up for some serious money later. ... more
• Financial Planning 101: Required Course Thu Mar 14
  Carrie Schwab Pomerantz
  Protecting yourself financially isn't just about investing. It involves looking at all the pieces of your financial life to make sure they're working together for both the short and long term. ... more
• Dave Says Don't Over Buy Tue Mar 12
  Dave Ramsey
  The biggest problem most folks run into with wholesale clubs is overbuying. I mean, who needs nine gallons of mustard? ... more
• This Won’t End End Well: Obama Giveth X and Taketh Away 7.6 Percent More Fri Mar 8
  John Ransom
  So the Fed is printing money, which drives household wealth up, so that the government can raise taxes, so that families spend a little more and save a whole lot less, while wages go down and household debt starts to climb back up. Now all we need for this genius plan to work out is for housing prices and the stock market to continue to climb forever. ... more
• Are All Charitable Contributions Tax Deductible? Thu Mar 7
  Carrie Schwab Pomerantz
  In general, an organization must be what the IRS has designated as a qualified organization for your contribution to be tax deductible ... more
• Dave Says Credit Cards and Car Debt are the Same Wed Mar 6
  Dave Ramsey
  Car payments and the credit card debt are the same thing. They’re both debt payments, and you’re being charged interest on both of them. ... more
• Yahoo, Call Home Thu Feb 28
  Bob Goldman
  You just learned that the Internet colossus that is Yahoo has decided to reel in all those workers who had previously been allowed to work at home in their jam-jams. According to a ukase from the company's new leader, Marissa Mayer, Yahoo's open-door policy has been shut. ... more
• Dave Says Sell the Stupid Cars, Love the Lovely In-Laws Tue Feb 26
  Dave Ramsey
  If I were in your situation, I would not move in with the in-laws. You’ve got an absurd amount of money wrapped up in those cars. I’d sell the stupid things, start living on a budget and paying down debt, and keep my dignity. ... more
• Will You Have to Pay Capital Gains Taxes on the Sale of Your Home? Thu Feb 21
  Carrie Schwab Pomerantz
  Under current laws, if you sell your principal home and make a profit, you can exclude $250,000 of that profit from your taxable income. And that's just the exclusion for an individual. ... more
• Dave Says Don't Fake Being Poor Wed Feb 20
  Dave Ramsey
  You guys obviously aren’t poor, and any financial advisor who says you need to fake being poor in order to get help is not a person whose advice I want to follow. ... more
• Say What? Thu Feb 14
  Bob Goldman
  I really shouldn't write this column. I really shouldn't write anything. Or say anything. And neither should you. Expressing yourself can land you in the express lane to unemployment. ... more
• Dave Says More Than Just a Credit Card Problem Wed Feb 13
  Dave Ramsey
  It may even be a good idea for your wife, her sister and your father-in-law to get some advice from a family counselor beforehand. What we’re really talking about here is an intervention. ... more

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