Dodd-Frank on Townhall

Ralph Benko - Wed Jan 9

Washington, quietly, is re-orientating. To be sure it still is sorting out what caused the financial crisis, the Great Recession, and the disorders that have ensued (from the application of bad medicine like bailouts and stimulus). But there’s just occurred a dramatic changing of the guard in the GOP and in the leadership of its intelligentsia. ... more

Michael Barone - Mon Jan 7

Over the next year, we will probably see much controversy over the implementation of Obamacare. Health insurance is something that almost every adult has some acquaintance with, and there seem to be glitches aplenty in the legislation, much delay in issuing regulations and some possible changes resulting from litigation. ... more

Rich Tucker - Sun Sep 30

Quick, hang up that cell phone: You may be breaking the law. Well, not the law, exactly, but a regulatory agency’s view of what lawmakers might have meant. And that agency has power to issue its decisions as if they were laws. But wait, the agency has decided cell phones are okay after all, so never mind. ... more

Rich Tucker - Sun Sep 30

Quick, hang up that cell phone: You may be breaking the law. Well, not the law, exactly, but a regulatory agency’s view of what lawmakers might have meant. And that agency has power to issue its decisions as if they were laws. But wait, the agency has decided cell phones are okay after all, so never mind. ... more

Mona Charen - Tue Sep 18

One of Romney's great skills is the ability to turn around failing enterprises. He did it with private firms while he ran Bain Capital; he did it for an indebted Massachusetts and he did it for the Olympics. He needs to do it for his campaign now. ... more

Lurita Doan - Wed Sep 5

Four years ago, Barack Obama chose to use ten, grandiose, Greek columns as the backdrop for his speech at the 2008 Democratic National Convention in Denver. The staging was a rather clumsy effort to substitute showmanship and theatre to help disguise Mr. Obama’s hostility towards American enterprise. ... more

Michael Reagan - Wed Apr 25

I don't know if it's Dodd-Frank. Or if it's Barney Frank and Christopher Dodd themselves. Or if it's just the big bankers. But the reality is, our banking system is completely screwed up when it comes to getting a home loan. ... more

Bruce Bialosky - Mon Apr 23

If you’ve recently tried to refinance your home, you’re probably quite aware of the changes in the lending market from a few years back. Even though interest rates have been held artificially low by the Federal Reserve, obtaining financing can be worse than getting a tooth extracted – even if you have pristine credit. That same market exists for commercial loans, and that’s why I sat down with industry guru Steve Gold to discover what’s going on. ... more

Mark Calabria - Mon Apr 23

There has been much debate over whether the law will accomplish its stated intent, but there are also growing concerns about its constitutionality, primarily due to separation of powers, vagueness, and due process issues. ... more

Gary Shapiro - Tue Apr 10

Without a clear enemy to unify us, like the Soviet Union or the terrorists who attacked us on September 11, America is at war with itself. The result: our nation lacks the national consensus needed to choose priorities and make tough decisions – or even dump bad laws based on good intentions. ... more

Michelle Malkin - Fri Jan 6

Here is the operating motto of the Obama White House: "So let it be written, so let it be done!" Like Yul Brynner's Pharaoh Ramses character in Cecil B. DeMille's "The Ten Commandments," the demander in chief stands with arms akimbo issuing daily edicts to his constitution-subverting minions with an imperious wave of his hand. His entourage of insatiable usurpers never rests. ... more

Michelle Malkin - Wed Dec 7

Wrapping himself in the mantle of Theodore Roosevelt's "National Greatness" agenda, President Obama urged the nation to stand strong and unite behind ... his umpteenth regulatory czar. Nothing symbolizes American strength and vigor more than another unaccountable Washington bureaucrat. ... more

Mark Calabria - Tue Nov 22

Central to that discussion is the fact that Dodd-Frank grants administrative agencies — including the newly created Financial Stability Oversight Council and Bureau of Consumer Financial Protection — broad and unchallengeable discretionary authority. Does Dodd-Frank provide effective oversight by any branch of government — Congress, the president, or the judiciary? ... more

Jeff Carter - Sat Nov 5

Crafty financiers within a company that is hell bent on committing fraud are going to do it no matter what the law is, or what the accounting standards are. ... more

J.D. Thorpe - Thu Nov 3

Many – including the Occupy Wall Street (OWS) crowd – have expressed outrage over Bank of America’s recent attempt to charge customers a $5 monthly fee to use their debit card. These people deplored the move and used it as another symbol of greedy Wall Street “Robber Barons” sticking it to the little guy. ... more

Jeff Carter - Wed Nov 2

Segregating those funds is a sacred trust between trader and firm. There is no higher calling for a firm. Your customer accounts are sacrosanct. You might earn a little yield over night on the excess in the overnight Repo market, but you never put those funds at risk. That’s the traders job. ... more

Jeff Carter - Thu Oct 20

You tell me, what’s the “fair” price of a barrel of oil? If it shouldn’t be trading at the price Brent Crude is trading at $ICE, or WTI Crude ($CL_F) at the $CME, then what is it? If you know, you should be able to enter a trade in the market and make a lot of money. ... more

Jeff Carter - Mon Oct 17

Cuban wades into student loans. This is a half-assed analysis of the situation. The problem isn’t the loans. The problem is the cost of the education combined with the earning potential of the graduate upon attaining a degree. There is a lot of variation in all the moving parts. Fixing higher education isn’t easy. ... more