Dodd-Frank on Townhall

  • Backward Banking Wed Apr 25
    Michael Reagan
    I don't know if it's Dodd-Frank. Or if it's Barney Frank and Christopher Dodd themselves. Or if it's just the big bankers. But the reality is, our banking system is completely screwed up when it comes to getting a home loan. ... more
  • Bruce Bialosky
    If you’ve recently tried to refinance your home, you’re probably quite aware of the changes in the lending market from a few years back. Even though interest rates have been held artificially low by the Federal Reserve, obtaining financing can be worse than getting a tooth extracted – even if you have pristine credit. That same market exists for commercial loans, and that’s why I sat down with industry guru Steve Gold to discover what’s going on. ... more
  • Mark Calabria
    There has been much debate over whether the law will accomplish its stated intent, but there are also growing concerns about its constitutionality, primarily due to separation of powers, vagueness, and due process issues. ... more
  • Gary Shapiro
    Without a clear enemy to unify us, like the Soviet Union or the terrorists who attacked us on September 11, America is at war with itself. The result: our nation lacks the national consensus needed to choose priorities and make tough decisions – or even dump bad laws based on good intentions. ... more
  • Michelle Malkin
    Here is the operating motto of the Obama White House: "So let it be written, so let it be done!" Like Yul Brynner's Pharaoh Ramses character in Cecil B. DeMille's "The Ten Commandments," the demander in chief stands with arms akimbo issuing daily edicts to his constitution-subverting minions with an imperious wave of his hand. His entourage of insatiable usurpers never rests. ... more
  • Michelle Malkin
    Wrapping himself in the mantle of Theodore Roosevelt's "National Greatness" agenda, President Obama urged the nation to stand strong and unite behind ... his umpteenth regulatory czar. Nothing symbolizes American strength and vigor more than another unaccountable Washington bureaucrat. ... more
  • Mark Calabria
    Central to that discussion is the fact that Dodd-Frank grants administrative agencies — including the newly created Financial Stability Oversight Council and Bureau of Consumer Financial Protection — broad and unchallengeable discretionary authority. Does Dodd-Frank provide effective oversight by any branch of government — Congress, the president, or the judiciary? ... more
  • Jeff Carter
    Crafty financiers within a company that is hell bent on committing fraud are going to do it no matter what the law is, or what the accounting standards are. ... more
  • J.D. Thorpe
    Many – including the Occupy Wall Street (OWS) crowd – have expressed outrage over Bank of America’s recent attempt to charge customers a $5 monthly fee to use their debit card. These people deplored the move and used it as another symbol of greedy Wall Street “Robber Barons” sticking it to the little guy. ... more
  • Jeff Carter
    Segregating those funds is a sacred trust between trader and firm. There is no higher calling for a firm. Your customer accounts are sacrosanct. You might earn a little yield over night on the excess in the overnight Repo market, but you never put those funds at risk. That’s the traders job. ... more
  • Jeff Carter
    You tell me, what’s the “fair” price of a barrel of oil? If it shouldn’t be trading at the price Brent Crude is trading at $ICE, or WTI Crude ($CL_F) at the $CME, then what is it? If you know, you should be able to enter a trade in the market and make a lot of money. ... more
  • Jeff Carter
    Cuban wades into student loans. This is a half-assed analysis of the situation. The problem isn’t the loans. The problem is the cost of the education combined with the earning potential of the graduate upon attaining a degree. There is a lot of variation in all the moving parts. Fixing higher education isn’t easy. ... more
  • Peter Ferrara
    Last week, Newt Gingrich released his 21st Century Contract with America, composed of 10 specific legislative proposals he would enact if elected President. In the 1994 Congressional campaigns, Republicans not only rode Newt's Contract with America proposals to Republican majorities in Congress. They maintained their House majority for 12 years, after Republicans had only held a House majority for 2 of the previous 74 years. ... more
  • Jeff Carter
    The knee jerk reaction is that if I don’t concur with Occupy Wall Street and their assault on capitalism, that I must be a greedy capitalist and think the bankers are great guys that should be left alone. ... more
  • Larry Kudlow
    His anti-capitalist nostrums are demoralizing to the economy. ... more
  • Larry Kudlow
    This tax attack is the latest assault from a White House that is making a sharp populist shift to the left. It coincides with a president who trashed the Bank of America for raising debit-card fees in response to a Dodd-Frank price-control edict, and who suggests that banks do not have an inherent right to profit. It’s in league with a president who is throwing in with the Wall Street protesters. ... more