Many Americans didn't bother to vote in the past presidential election, some out of apathy or a belief that the election would hardly affect them. They are in for a rude awakening now that Obama has won re-election.
Savage: 401(k) Fee Disclosure Provides Much Information, Little Recourse
A great benefit of a self-directed 401(K) plan is the large annual contribution limits allowed. Businesses with a spouse on the payroll can also contribute to the Solo 401k.
Dear Carrie: My husband and I are both in our early 60s and plan to retire in a couple of years. Any tips on how to feel better about making this shift away from a reliable paycheck and starting to erode our savings?
Dear Carrie: Can you put money in an IRA or a Roth IRA if you don't have wage income?
Dear Carrie: If you're younger than 59 1/2, is it possible to withdraw money from your 401(k) without having to pay it back?