Most people never take a step back and live within their means. That whole 'needs' vs 'wants' is soooo hard. My husband worked and I stayed at home because we decided that we were going to parent our children and made the sacrifices. Some of our friends wanted their pre-children lifestyle never to change, therefore, their children had daycare"Mom" for 8+ hours a day and then them at night and weekends. Yuk! Sadly, many ended up divorced.