Excellent points, latebloomer. The website is just a technical SNAFU. The real horrors of this monstrosity are insurance policy cancellations for hundreds of thousands of policy holders who apparently were buying THEIR OWN insurance. The real horrors of Obamacare are the increased costs for folks who formerly bought their own policies or who now must be policies because their employers have chosen to drop coverage for spouses/children (UPS) because of rising costs. The website issues are simply a distraction. It's the real guts of Obamacare that are the problems here.