By the way, Carrie is WRONG about wanting to give your child special things. Let them learn how to handle money by NOT spending money you don't have on things they really don't care about. Let them learn how to handle money.
HOW? If you budget, split you clothing budget into parts and let each child have control of buying his/her own clothes. When the money is gone, they have to wait till the next pay check before buying more clothes - NO EXCEPTIONS - no matter how good the sale is.
Results: Kids learn how much money is worth. Kids take better care of their clothes.
By the way, by starting with the SMALLEST BILL, you will actually improve you attitude because you will see the RAPID progression against the bills. After all the