Maybe Max was wrong. Maybe "train wreck" was too kind a description. I have individual insurance and have had to fight medical pros on restricting tests and procedures because @$500 mo w/$2800 deductible, I don't just agree to everything. And those pros? Stumped. "You have insurance. What's the problem?" And it's going up 30-40% Jan 2014 so I'll have to double my deductable at minimum to keep insured. I've used all the foul words I know on the ones who shoved this monster down our throats. I've even made up new words. Doesn't help. REPEAL!!