BS comments like this article is indicative of the reason the Republicans keep loosing elections.
Social Security was created because of WALL STREET. When the stock market crashed in 1929, many banks failed because they had lent money to speculators. Since there was NO FDIC, honest, hard working people lost their life savings.Social Security was crafted to assure that workers would at least have a minimum nest egg, guaranteed by the Federal Government.
This is why it was not invested in stocks. The author fails to sate the rate of return should there be another collapse of the stock market, like the one in 1929. Or 2007. Or 20??