Companes do not forgive a debt unless you have a legal letter stating so beware. They can do
a credit check and if you are solvent they, depending upon your state, revive the debt and come
back after your. In some states they "Bundle their bad debts" and sell them to collection agencies.
Again depending upon your state they may have a legal leg to stand upon and try to collect the
debt again. Beware of thest though as there are many scam groups out there to try and get
your money. Check with a lawyer in your area before you discuss or make an agreement with