Sorry, they are peddling a lie. In 2011, my premium went from 484/mo to 636/month. I had to drop it. I tried again in 2012. No dice. I have been priced out of the insurance because it would be 832/mo. Now, come 2014, I suppose that little fee I must pay will give someone else insurance, just not me. THAT. IS. BEYOND. EFFED. UP.