Regarding the issue of government failing to defend us against criminals. Several years ago I wrote a novel, THE JUSTICE COOPERATIVE, about "self-help" organization that assists people whom the justice system has failed to protect. I wrote it as a cautionary tale: either fix the justice system or see this sort of thing happen. Obviously this sort of "self-help" involves a lot of moral ambiguity. That rovides the tension in the book. The book is still available from Amazon.