Baloney. You have the typical liberal view of business. When a company has to make a profit to say in business, they do things efficiently. On the other hand, the government just keeps spending our money with no regard for efficiency. In 2010, Medicaid paid over $60 billion in fraudulent claims. The top 14 health insurance companies combined did not make $60 billion in profit. If the government got out of the way and let the insurers compete in a free market, health insurance would affordable.