When one association has the status of tax collector, especially one with many to collect from; They have leverage that you don't. It is possible due to the 16th ammendment and its administration and execution. We, the people, consent to every detail which contradicts the remainder of the Constitution and the ideal of creating a classless and fluid civil society. The only entitlement we roll back is liberty, but generations ahead--it is called Progressivism. There are two brands and their shared bank.