Nik L Wrote:
Feb 12, 2013 8:18 AM
Even the residential real estate industry is pushing the notion that home ownership per se causes people to be better citizens – more responsible, more frugal, better stewards, etc. Nonsense! Home ownership is a RESULT of people having/exercising those traits – or used to be – since one used to have to make a substantial cash down-payment to get a mortgage, and one had to have been exercising those traits to have been able to accumulate the down-payment.