"Insurance companies also use global warming to charge higher premiums. Duh.
What better way to increase profits than to charge for contingencies that don’t happen?"
John, it was towards the end of your column so I'll cut you a break, but please don't slander insurance companies. It is a very liberal thing to do since insurance is easy to demagogue because it's complicated. Property and casualty insurance is a very competitive industry and profits are typically fair and reflect free market prices.