Stores with "Closed" signs on the front door. Stores with reduced hours and reduced employees and reduced goods and services. The average citizens looking at a new product and sighiing, "Maybe next year", not only ata cars, but new SHOES !. Apporoaching a fiscal cliff. We went over the edge some time ago. We just haven't suffered the sudden deceleration at the bottom of the gorge yet. A lib come calling on me for help after the crash will . . . well, a closed mouth gathers no foot.