I disagree with means testing and here is why. Let's say that I make $75K per year and so does the guy in the office next to me. Let's say that I am fiscally responsible, save and invest all my life. The guy in the office next to me parties his away as soon as the paycheck hits the bank. At 65, I am financially sound and have the savings to at least partially support myself in retirement and to make that retirement somewhat comfortable. At 65, the guy in the office next to me has nothing saved and little to no assets. Can someone tell me why the guy in the office next to me should be able to enjoy the full extent of his income for his entire life and then retire with full SS benefits, while I sacrifice my whole life, only to get