Here is how you start, liberal spendaholics:
1. We admitted that we were powerless over our addiction to spending other people's money, that our lives had become unmanageable.
2. We came to believe that a Power greater than ourselves could restore us to sanity.
3. We made a decision to turn our will and our lives over to the care of God as we understood Him.
Of course, you need enough pain to reach the one moment of clarity. However, you are able to dilute your pain by forcing the cost of your addiction onto others. So, your recovery will probably never happen until after the inevitable crash of the USA.