Yes it does happen, but the number of burglaries and thefts that I put up with in Phoenix were not accidents. I had a tool shed broken into 3 times, and numerous items stolen off my back deck in broad daylight. The last time I called the cops, the dispatcher asked if I knew who did it. I told him that if I knew who did it, they'd be getting a call about a body being found in the desert. The thieves stole all of the tools I used for my woodworking business TWICE, taking over $2000 worth of tools on the last break in. Yes, my insurance covered it, but it set me back weeks while getting the replacement tools.