Great commentary! You are right about the Flat Tax. Its time is long overdue!
Now, about the housing industry, if we don't get the construction business up and running again, we are inevitably doomed. Think of everything that goes into building a home, and all labor and businesses related to it. The supporting list of related businesses is endless. The housing and construction industry is the backbone of our nation, and which has been virtually decimated. Tapping around the edges or the taxing mindset won't help the economy. We do not understand the real engines behind what creates a healthy economy where everyone has the opportunity to work and earn a decent living wage.