If baby boomer retirement is part of the problem, what do you do with us? I say us, although I am still working, I will be part of it. After 40 years, I should be told that they are sorry that I can't receive social security I have paid into? I think there are bigger issues to tackle. The fraud going on with disability is amazing. I look at able bodied people every day where I live who don't work and collect SSI. Big screen TV's, Obamaphones (that are better than mine), computer access, section 8 housing subsidies, and on and on.........it's been made too easy.