No one "opts for failure." That some in our society see the American dream of "work hard and you'll succeed" slip away from them without offering a chance at fulfillment makes other options seem more viable for them. That you would marginalize these people as "losers" simply because they had barriers to what we would term traditional success, and sought to achieve success (even short-lived success in a fast and dangerous lifestyle) in the only way they have seen it done in their community, does not make them unintelligent or losers. Far from it.
People on the right continue to talk about "chilluns" and black women on welfare as the problem, and ignore the wage disparity that has been imposed on those in poverty, not caused by them.