Except that's not what Obamacare does. It's not a "safety net for those whose [lives are] ravaged by health problems." It is a blatant power grab of 1/6 of the US economy and the a large step toward total government control of all healthcare in the nation. We already have a safety net through Medicare and Medicaid. Don't kid yourself -- this is about federal government power, not about truly helping anyone.
I can fix healthcare the capitalist way -- remove healthcare from employment, allow people to buy their own health insurance across state lines, and eliminate co-pay type HMOs that prevent people from knowing the actual cost of care
Given any choice between "universal" anything and "individual" anything, always go with the individual.