I still don't see how this is going to be fully funded. With so many companies making many of their positions part time, more and more citizens will have to be required to buy their own insurance by law, since their company doesn't provide it. As a 46 year old woman, I pay $300 per month for a $3000 deductible policy, $3600 a year . If I don't buy health insurance, my tax penalty is much less than that. So what is to stop me from not having insurance, going to the dr. for routine test, and then, if the find something, going and buying insurance for the treatment because my preexisting condition cannot be excluded. If I am incorrect, please someone explain it..