There is no need to raise rates. Just get government out of the way and put people to work so they will pay taxes. No one on unemployment or welfare is paying taxes. If welfare is cut, unemployment limited to only 13 weeks, Obama phones stopped, food stamps reduced to only the true poor, disability must be proved by compelling evidence of physical or mental disability other than the desire not to work, etc, People would go to work. It is stupid to provide more under welfare than most would earn if they worked.