Those who don't own or operate a small business have no clue what it costs to run one. Our dilemma at this juncture, America has virtually no elected representatives who possess a business background. This sorry situation only exacerbates the level of confusion as it relates to the ongoing "fiscal cliff" negotiations. Obama and a majority of our Congress are simply the wrong people assigned to bring our nation's financial house in order. We would be much better off with a consortium of successful business entrepreneurs hammering out a workable solution to our debt crisis. The one "toxic" ingredient missing from these discussions, political considerations, would almost guarantee a successful conclusion in short order. Think about it?