I had a typo earlier.....the appropriate IRS publication for all the rules and limitations on IRAs is Pub 590
The best way to deprive the beast of sustenance is the legal way! Use the IRS code and existing tax deferred retirement savings vehicles to starve the beast.
If you aren't using the tools at your disposal then are paying VOLUNTARY extra taxes to the government that you are not obligated to give them. If you are leaving your income on the table for them to steal then you deserve to have it stolen.
Opening up an additional IRA and making intelligent decisions on when to and how to use those funds, weighing the consequences of choosing to pay a tax or not, leaves the control and