Would that nodeamass was right -- but alas. No money is being put away at all. Revenues collected this year are the revenues payed out this year. There is no trust fund. It is literally a pyramid scheme that will soon fall short in the payer to payee ratio. 100% of the social security taxes collected this year went out to beneficiaries. There's naught more than a pile of IOU's which can be payed for by our children in taxes or inflation, take your pick. Same thing in the end.