Wrong! Geez, don't you know anything about how the government works? SS and Medicare is paid for by people's taxes TODAY. Anything you 'put into the system' is long gone. Spent by the government machine. You did not 'earn' anything. You paid taxes that got spent. Period. The money you are now using to pay for your SS and Medicare benefits is being paid by your kids and borrowed from your grandkids. And that benefit is costing many times more than what your parents benefits cost you.