The fact that 62% of bankruptcies are caused by medical costs has nothing to do with Obamacare one way or another. And there is nothing that Obamacare will do to bring down costs to us, the patients. One possible outcome is a drastic reduction in the number of doctors. A guaranteed outcome is a gigantic loss of privacy, in that the government will eventually have access to everyone's medical data, will gain access to your personal bank accounts as well. At first, some people will be able to keep their private policies, but the costs continue to rise, and eventually, we'll end up with one gigantic mess run by the highly inefficient government. And if you don't like the response they give you, to whom will you complain then?