Taking over the medical industry??? What is wrong with a rule that insurance companies must pay 80% of their fee rates they bring in for the medical care of the people they insure!. That surely will be helpful to bring medical cost down for families. the leading cause of the bankruptcies in this country is medical costs. A Harvard study has found that 62% of bankruptcies in this country is due to medical costs. http://tinyurl.com/cb5k3ga. Harvard is a well respected university.