At age 60, I am one who does not expect to collect a dime from Social Security. I have been saving for my own retirement, putting cash away in a Roth IRA. I have been frugal. I have sacrificed. Now, there are rumors that Obama will nationalize all private retirement accounts. It's just another phase in his "redistribution of wealth" policy. I have scheduled a meeting with my financial advisor to see if I can protect my savings. I suspect that I will have to withdraw all my savings, at the cost of early withdrawal penalties and retroactive income tax levies, but saving a large chunk of my money is better than losing it all to a bunch of punks who never saved a penny in their miserable lives. I'm going Galt on their assses.