Godless and immoral-- That is something you liberals know quite a bit about, as a matter of fact you are in direct charge of it! You advocate the killing of innocent babies to fulffill the immoral part, and tell us there is no more God to take care of the Godless part, Yep, real Pros! Flood insurance also covers small houses, not just millionairs houses, since regular homeowners insurance doesn't! And, unless you are in a flood prone area, you don't have to keep it! I had to keep and pay for it on my first house, but not on my second, and have been told that even then, it doesn't cover everything!