Yea, and you can buy flood insurance in Kansas too! What is your point idiot! On houses that only cost 20 or thirty grand! I had to buy it, was forced to buy it because of a flood that occured in 1958! It doesn't rebuild the house unless something happens to it to begin with, and even then it doesn't completely do it! What is insurance for if not to rebuild your house after a flood! You make is sound like it was sent to them just for kicks!