Sorry, but you are wrong. In a truly just society nobody would have more healthcare than they can pay for with their own resources and nobody would be forced to subsidize someone else. You're not allowed to go into KMart with $100 in your pocket and walk out with $200 worth of goods, right? Why should you be allowed to screw over a doctor or hospital (or the taxpayers) when you can't at KMart? If walking out of KMart with more than you can pay for is theft, why isn't socialized medicine also theft?